4.

The Cardholder’s signature on the Standard Application Form and acceptance of the Card(s) constitutes the Cardholder’s agreement to the terms and conditions herein governing the usage of the Card(s).

5.

The Cardholder shall inform MOL AccessPortal Berhad and EON Bank Group of any changes in the particulars provided in the Standard Application Form.

6.

The Cardholder further agrees that the acceptance of the Joining Fee together with the Initial Top-Up Payment and the activation of the Card(s), to be notified by MOL AccessPortal Berhad to the Cardholder via Short Message Services (SMS), shall constitute EON Bank’s acceptance of the Cardholder’s application.

7.

Where the Cardholder is a Minor, the Cardholder and his/ her Guardian further agree that the Guardian is to provide a Letter of Indemnity to indemnify EON Bank Group and keep EON Bank Group indemnified against all consequential losses, damages, expenses or claims which may be suffered by EON Bank Group arising howsoever and in whatsoever manner from the usage of the Card(s) by the Cardholder who is a minor.

8.

The Cardholder shall and hereby authorises EON Bank Group to open and/or maintain the Cardholder’s MasterCard Unembossed Card Account for the purpose of issuance of the Card(s) to the Cardholder.

9.

The Cardholder hereby agrees to be automatically signed up as an MOL Member subject to additional terms and conditions as may be imposed by MOL AccessPortal Berhad.

10.

The Cardholder will sign the Card(s) immediately upon the Cardholder’s receipt of the Card(s) from EON Bank Group.

11.

12.

For the purpose of effecting ATM transactions with the Card(s), EON Bank will issue a PIN upon the Cardholder’s request and deliver it to the Cardholder at the Cardholder’s own risk. The PIN is strictly confidential and should not be disclosed to any person under any circumstances or by whatever means. The Cardholder further acknowledges and agrees that he/she should not keep any written record of his/her PIN in any place or manner which may enable any third party to use the Card(s) and shall be fully responsible and liable for all transactions effected by the use of the PIN whether with or without knowledge or authority of the Cardholder. The Cardholder hereby undertakes to hold EON Bank free from all claims and liabilities from all parties whomsoever, arising from such unauthorized use and in the event of any claims being brought against EON Bank, the Cardholder further agrees and undertakes to indemnify and keep EON Bank fully indemnified against all consequential losses, expenses or claims suffered by EON Bank.

13.

A fee of Ringgit Malaysia Five (RM5.00) only or such amount as EON Bank may in its absolute discretion prescribe from time to time shall be charged for each request made by the Cardholder for regeneration of the PIN in the event the Cardholder forgets or misplaces the PIN originally issued by EON Bank and EON Bank is irrevocably authorised by the Cardholder to debit such service charge from the Cardholder’s MasterCard Unembossed or Visa Prepaid Card Account.

14.

Any cash withdrawals from the Cardholder’s MasterCard Unembossed or Visa Prepaid Card Account effected through the use of the Card(s) at any of EON Bank’s ATMs or at ATMs that display the MasterCard/Visa and Cirrus/Plus logos shall be subjected to the daily withdrawal limit set by EON Bank or to the available balance of the Prepayments in the Cardholder’s MasterCard Unembossed or Visa Prepaid Card Account, whichever is lower and shall be subjected to verification by EON Bank. The amount so verified by EON Bank shall be deemed to be the correct amount of the withdrawal so effected.

15.

The Card(s) shall remain the property of EON Bank at all times and the Cardholder shall surrender the Card(s) to EON Bank on demand failing which EON Bank reserves the right to withdraw or suspend the Card(s) and/or services offered thereby at any time without prior notice to the Cardholder and where EON Bank deems fit, to terminate the use of the Card(s) without assigning any reasons whatsoever. The Card(s) may only be used subject to the conditions of use, instructions and guidelines as may be prescribed by EON Bank from time to time.

16.

The Cardholder hereby agrees and undertakes to ensure that there are always sufficient funds in the Cardholder’s MasterCard Unembossed or Visa Prepaid Card Account to meet withdrawals or purchases stated in Clause 17 hereunder. EON Bank reserves the right to close the Cardholder’s MasterCard Unembossed or Visa Prepaid Card Account without notice to the Cardholder if the Cardholder fails to maintain or operate such account to the satisfaction of EON Bank.

17.

The Cardholder is authorised to use the Card(s) to pay for goods and/or services from the Merchants and online transactions, where allowed by the Card(s).

18.

Where applicable, a service charge of such rate as EON Bank or its nominee(s) or appointed agent(s) may in its absolute discretion prescribe from time to time shall be charged on the Cardholder for any security system, if provided, for each online auction/ transaction performed by the Cardholder..

19.

The Cardholder hereby agrees that to the fullest extent permitted by law, EON Bank shall not be held liable in any manner whatsoever for any loss incurred and/or damages suffered howsoever arising in connection with any transactions effected by the Cardholder by using the Card(s) for privileges, services, benefits, convenient payment system, security system and any other system provided by EON Bank’s nominee(s) or appointed agent(s) or business partners.

20.

In addition to the right to purchase goods and/or services from the Merchants and where allowed by the Card(s), to perform online transactions as provided in Clause 17 above, the Cardholder may be entitled to obtain such discounts, benefits and privileges as EON Bank may from time to time notify the Cardholder PROVIDED THAT the Card(s) shall be valid during the time of purchase and has not been cancelled by EON Bank for any reasons whatsoever.

21.

For avoidance of doubt, nothing herein contained shall be construed as EON Bank and/or the Merchants agreeing to supply any goods and/or services to the Cardholder on credit, unless specifically notified by EON Bank upon written request made by the Cardholder.